2011-12-11

RRSP Limits Should Be Changed And Daycare Update

Pretty much how I felt during my time at the bank regarding RRSPs. RRSP's in general, though an excellent vehicle of forced, tax-sheltered (temporarily anywats, the taxman always steals what it wants in the ends), remains rather inflexible.

There never was much argument that public servants, on average, benefit with better pensions than the private sector. Self-employed workers (small business) are on the worst end of things. We're there so that the government could siphon as much as it could to "redistrbute" cash in the name of "social justice."

My wife is a teacher. One thing I know is the union health plan is terrible - and expensive. The other problem with education (well, ok, there are many, many problems) is the concept of tenureship. Good luck ridding yourself of a bad teacher.

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Of course, all we have, if any cares to really, really, really observe is state anarchy with billions of dollars inefficiently allocated and wasted.

I resent the government more than corporatists because it is the state that threatens me with fines and imprisonment if I don't comply.

Alas, some citizens find it perfectly normal for the government to punish people for merely refusing to fill out a (long-form) census form.

It may be so for some, but not for me.

While we're nowhere near the state of affairs Europe finds itself in, we're on that path.

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There's a new battle on the daycare scene. It seems the state is readying to hand out subsidies to basically what amount to cronies. Surprise, surprise.

Private daycares are finally mobilizing and hitting back. It's ironic how Canadians (Quebecers in particular) live in fear of public institutions becoming "two-tiered," yet in fact, it's exactly what the state creates. The other irony is that it's meant to give access to all, yet it's becoming more and more inaccessible.

How silly are things? The state is set to limit permits in areas that truly need them and give them out to remote places with birth rates that have either stabilized and not in a growth pattern.

Waste, waste, waste. I see it everyday now that I'm on the inside.

Waste.

And waste is a sin.

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