2014-11-19

Canadian Health Care Compassion

Owing a hospital $1 million your insurance won't cover is a really tough spot to be in.

Talk about taking the term 'million dollar' baby literally!

“We were told we were covered. We paid our premium. We obviously still feel that Blue Cross should cover the bill,” she said, adding her family is now facing bankruptcy.

“It’s a very sad position to be in. I wouldn’t wish it on anybody.”

The total bill of $950,000 included more than $160,000 for Huculak’s hospital stay and $40,000 for a medical evacuation, she said. The rest of the cost went to care for Huculak’s daughter.
So far, she said Saskatchewan Health has paid for $20,000 of the bill and the U.S. picked up the cost of Reece’s delivery, at $12,000. That leaves $918,000, she said.

Blue Cross denied her claim, citing a pre-existing condition.

“I had a bladder infection and I hemorrhaged a bit at four months,” she said. “My doctor saw no reason for me not to go.

“We had no questionnaire (from Blue Cross).”
She said her doctor sent a letter to Blue Cross confirming that Huculak’s pregnancy was stable when she went on vacation, but the claim was still denied.

“As of March, Blue Cross pretty much washed their hands of the whole case,” she said. “We’ve just kind of been sitting ducks not knowing what to do.”

Of course, Canadians being totally irrational and ill-informed about U.S. health care, go off on the 'see how bad U.S. for profit private insurance?' is in the comments.

Right. Until...this story comes along:

"They were about to return to Australia after their B.C. vacation when Ms. Evans went into premature labour at the airport.

Piper Kan stayed in the neo-natal ward of the B.C. Women’s Hospital and Health Centre for three months and the bill ended up being about $1-million.

Australian media reports the couple negotiated a payment plan with the hospital at about $300 a month, which would take 278 years to pay off.

Ms. Evans tells the Herald Sun newspaper they don’t begrudge the bill because they have a healthy daughter.

“Financially, it’s not so good but you can’t put a price on it,” she told the newspaper."

Notice it's a story from 2012 with exactly 0 comments.









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