As for the sign seen in the picture, well, the system is designed so that everyone needs debt. Debt is what keeps things moving along. It's not perfect but it is reality.
It's the same $95 trillion that circulates. The trick is to know when and how to utilize it. I'm in debt. 90% of it tied to my business. Before that, I never carried any carrying costs of any kind because I was aware of how interest kills. Now, I have to swallow it.
It's brutal but I don't play tricks with my mind hoping (even demanding) someone owes me by "forgiving" the debt as some on Occupy St. unrealistically, if not insanely, assert. I alone chose to take the debt in a risk-reward calculation just like anyone who, say, take out debt for a student loan.
No one owes you anything for that decision.
That's what it's all about: Risk versus reward. The degree of which you choose in either is your return. Simple. And yes, the odds and leverage are stacked against you in the beginning since, you know, it's not your money. But if you're smart , work hard or lucky - or all three - you'll be able to turn leverage in your favor.
Not arguing about the morality or philosophy of money; just stating the obvious. Personally, interest (or usury) especially excessive interest like those charged by credit companies is immoral. Worse, they can turn around and ruin you with your score. It's a type of loansharking. Sometimes I wonder if it's better to get your legs broken. At least you'll heal inside six months. Your credit can ruin you for at least seven years. Islam may have it right on that one.
The Occupy Wall St-Tea Party movements are the latest events in the "who gets to control the money supply" evolution. One picks the banks ( a common theme in American history. Just read Andrew Jackson's term or the overall belief of how American leaders (I believe as far back as Jefferson) held central banking in suspicion) and the other the government (another common theme in American history. For that, just read the Founding Fathers).
The kid may as well have a sign that reads the "sky is blue" and move on with what's left of what I hope is a promising future free of excuses. To be perfectly honest, I don't think most of these people have a clue...
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